Maryland Paycheck Calculator
Calculate your take-home pay after Maryland state and county taxes.
Your Information
Estimated Take-Home Pay
Disclaimer: This is an estimate for the 2026 tax year. It does not include other pre-tax deductions (like 401k).
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Maryland imposes a progressive state income tax, meaning higher income levels are taxed at higher rates. Additionally, nearly all residents must pay a local county tax, which is calculated on the same taxable income base as the state tax.
Standard Deduction & Exemption
For the 2026 tax year, the Maryland standard deduction is $3,400 for single filers. Additionally, taxpayers can claim a personal exemption of $3,200. This calculator applies both to determine your Maryland taxable income.
Example Calculation
If you are a single filer making $100,000 and living in Montgomery County (3.20% local rate):
- Gross Income: $100,000
- Less Standard Deduction & Exemption: $6,600
- Maryland Taxable Income: $93,400
- Maryland State Tax (progressively calculated): ~$5,059
- Montgomery County Tax (3.20% of $93,400): ~$2,988
- Net Take-Home Pay: ~$91,953
Frequently Asked Questions
What is the Maryland reciprocity exemption?
Maryland has tax reciprocity agreements with Virginia, Washington D.C., Pennsylvania, and West Virginia. If you live in one of these states and commute to Maryland for work, you can file the appropriate exemption form (like VA-4 or D-4A) to exempt your wages from Maryland state and local taxes.
Do non-residents pay Maryland county taxes?
Non-residents who work in Maryland but live in a non-reciprocity state (like Delaware or New Jersey) are subject to a special 2.25% non-resident tax rate instead of the standard county tax rates.
Official Sources
Tax Year: 2026 | Last Verified: October 18, 2026